Apply:

• Start the loan application as soon as possible, after reading this entire page, click on the link at the bottom of this text to start.
• The loan application is what is needed to “lock-in” the interest rate.
• The loan application is what is needed to order the appraisal.
• The loan application is what is needed to generate your disclosures which you review, sign and return.
• There are also obligations in the sales contract, if this loan is for a new purchase as opposed to a refinance, to start the loan application quickly (usually within 1-3 days).

Please do not delay in completing the loan application quickly. It should only take 10 minutes to complete. If there is a question you do not know the answer to, skip it and go to the next one, as several of the areas are for us to complete internally.

Wherever it asks for a number do not use any commas. If there is a question you only know part of the answer to, fill in as much data as you can, and move on to the next question.

You do not need to complete everything in great detail, for example do not feel compelled to provide account #‘s. If anything is missing that is essential, we will contact you for that data after receipt of the loan application.

Click here for the Loan Application