Your ears must be burning about the praises sung in your direction! The settlement went without a hitch, which we know is largely due to your diligence and knowledge throughout the process and in preparation for the settlement. Settlement day should be about the excitement of a new house and plans for the future. In our case, it definitely was — because the details of the closing had been worked out far in advance. To lock in to that great interest rate and trust that all i's are dotted and t's are crossed is really a means of satisfaction. Thanks for doing what you do — and caring so much. You're a consummate professional. I wish I could buy more houses to work with you more!